Computers and Technology

3 Best Programming Languages to Create a Financial App

The popularity of smartphones and tablets is growing by leaps and bounds. This also means that the requirement for mobile apps is increasing too.  Currently, there are around 2 million apps in both Google Play Store and Apple App Store.

Out of the 2 million, a majority of them belong to the finance domain. Also, you can find a large number of niche-specific finance apps which serve users from diverse industries such as healthcare or insurance etc.

This proves that developers who can come up with a financial app have greater chances of getting employed in big companies because everyone needs an app for his organization these days!

In this article I will highlight three programming languages that are very popular among iOS/Android mobile application development companies to create finance applications: Objective-C, Java and Ruby.


Java is a popular language with a large community of users who are always ready to help others. It also lets you write code once and you can run it on various platforms such as Windows, iOS, Android etc. This shows how adaptable and flexible the language is!


Ruby is used by programming legends such as Twitter, Hulu and Basecamp. This dynamic object-oriented scripting language has evolved into what we know today thanks to its creator – Mr. Matz (Yukihiro Matsumoto).


Objective-C was developed in the mid-1980s by Brad Cox and Tom Love at ITT corporation but was later acquired by NeXT computer which brought Apple attention towards it. Objective C is the primary programming language for iOS apps development.

Here are three ways in which these languages can be used to create a financial/banking application:

Finance Portfolio Management System

Before creating an app, you should first take into account people’s problems while using other available finance applications. What do they feel about your competitors’ applications? How difficult is it to track investments thanks to them? These questions must be answered before even deciding what features will go into your app.

Once you have decided on the issues that need to be addressed by your app, you can start building it! QA (Quality Assurance) Testers will help you test the product and try to break it so that any loopholes or buggy areas are found and resolved before the release. They will also be responsible for validating all of your app’s features.

In this kind of application, you can use Objective-C because of its flexible nature that allows developers to add source code easily and quickly.

Finance Billing Management System

Since a majority of people these days have some or the other bill to pay monthly, there is a good chance for this type of apps to be successful! Considering how busy everyone is with their work schedules and personal commitments, they usually lack time to go through every single bill at the end of the month! This leaves them very less time to explore better alternatives available in market for any particular bill payment system.

In such cases, using Java would be beneficial as it offers a better platform for creating a billing application. It has a strong community of users and also lets you write code once and run it on various platforms!

Mobile Banking Application

In the age of Internet banking, mobile apps have become very popular among Indian youths. Most of them prefer using their smartphones to perform transactions because carrying out the same from desktop is tedious if you are under time pressure. Also, these kinds of applications work flawlessly in all sorts of network conditions without slowing down your device’s speed.

Java is used in developing such finance-related apps because it supports multiple platforms at once and works well with APIs (Application Programming Interfaces).

The language might not be perfect but developers can make a lot out of it by writing great code. One should take extra care about writing clean, understandable, and robust codes for their apps because it is the only key to success in this competitive world!

If you have experience creating a finance-related app or have any questions regarding Objective-C, Java or Ruby languages, feel free to post them in our comment section below!


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